Am I required to have insurance?

Insurance Requirements for Members at Downtown Works

At Downtown Works, we strive to create a safe and secure environment for all members. As part of this commitment, we require that all members carry appropriate insurance to protect themselves and their property.

Renters Insurance Requirement

• Coverage for Personal Property and Equipment: It is mandatory for all members to have a Renter's Insurance policy. This policy should cover your personal property and equipment while using our premises. This insurance not only covers your current residence or office but is also extended to include the premises of Downtown Works.

Employer's Workers' Compensation

• Workplace Injury Coverage: If you are employed by a company while using our workspace, ensure that your employer has an active workers' compensation policy. This insurance covers certain risks and injuries that might occur in the workplace.

Partnering with TriNet for Business Tools

• Business Solutions: Downtown Works partners with TriNet to provide businesses with essential tools for success. TriNet offers a range of services tailored to meet the needs of small and medium-sized businesses, including payroll, benefits, and risk & compliance services.
• Learn More: For more information on how TriNet can assist your business, please click here.

Why is Insurance Important?

Carrying the right insurance policies is crucial as it:

• Protects your investments in property and equipment.
• Ensures you are covered in the event of accidents or injuries at the workplace.
• Complies with the terms of your membership agreement, promoting a secure business environment for all members.

Need Help?

If you have questions about the insurance requirements or need assistance in obtaining the right insurance coverage, please contact the Community Manager at your location. We are here to help ensure you meet these requirements and can provide guidance on how to secure appropriate coverage.